Tuesday, 4 November 2014

International Student Banking in London

When I realized that opening a bank account in London was like hula hooping while eating chicken biryani. I had assumed it would be a walk in the park but I was so very mistaken. There are plenty of banks to choose from and number of accounts and schemes being advertised, its easy to get confused and go for whats being advertised. DO NOT MAKE THAT MISTAKE ! 
Bank accounts are serious things don't be in a hurry. Always carry enough in forex to last you one month. Yes one entire month, It takes that long mostly....

Things to consider 
1. Bank University Partnerships 
2. Bank branch and proximity to Uni
3. Services and accounts provided 
4. ATM charges 
5. monthly rent for debit accounts 
6. online & mobile banking 
7. Are they student friendly - " do they charge you for every transaction"
8. International transaction rates 

Reality Check : No student accounts are free. You either pay a monthly five pound rent or a six pound transaction fee every time you receive an international money transfer 

Sad Indeed. 
Never pay your entire tuition fee from an international debit or credit card 
( they have exorbitant secret charges) 
pay a tuition fee deposit from your home country before arrival.. my cards wouldn't work in the UK :(

Advise : transfer a large sum once ( don't blow it on booze and primark- undergrads) 
Use a bank such as Barkleys 
(they have an international money transfer free of 6 pounds but you don't pay a monthly rent of five pounds)  & they give you cool gadgets 

Sunday, 2 November 2014

And So, my Journey Begins...: "Mumbaikar in London"

A Masters in Obesity Risks and Prevention is a one of a kind specialized programme and the reason I got on a plane to London. They tell me the posh & aristocratic life of a Londoner can be overwhelming, I tell them “keep calm because I’m a Mumbaikar”

I have moved cities, and have been given the opportunity to blog about a city that has been on my “travel before 30 “bucket list. As an international London student ambassador I’m now entitled to share my thoughts and experiences in the city that brings together fashion, culture and history. All the posts on this blog are my own and do not represent those of the University of Roehampton or the London universities partnership.

And So, my Journey Begins...

My five simple tips for international students settling into London 

05: To avoid travel nightmares switch to TFL.. never never never will I use Google maps again. 

04: Do not underestimate the power of a comfortable pair of shoes or always carry a pair of flats 

 03: Take the free travel card during freshers week and explore the city with a friend 

02: Learn to cook, make your own meals ! it will save you a                   fortune 

01 :  "I deeply believe that a beautiful decore can have a beneficial influence on our lives" - Albert Hadley. 
Doctorate your room its the back drop to your life, you want it to be warm and welcoming 

Tuesday, 5 August 2014

Find Meaning in Tradition this Raksha Bandhan.

Being an elder sister is a task and quite honestly I find it very conflictive, the harmony between best friend, supporter, guide, confidant, teacher, loving sibling, driving instructor, sex educator, homework back up, Didi, gossip companion, psychiatrist, make up guru, nutritionist, the model for responsive behavior, 2 am fridge foodie companion, the one to try your first burnt cooking experiment, the one you decided to poop on as a baby, the boyfriend adviser, the one mum holds responsible for all your stunts, the tolerater, learning the art of being amused when annoyed, the bank, the punching bag, the bouncer, the one and only back up plan in your teen disasters, its hard to achieve balance ? isn't it

like every year the symbolic custom of Rakhi is back to get me annoyed at the prodigious of Indian tradition.
  1. Raksha Bandhan is a Hindu festival that celebrates the love and duty between brothers and sisters; the festival is also popularly used to celebrate any brother-sister like loving protective relationship between men and women who are relatives or biologically unrelated. The brother pledges to protect her and take care of his sister under all circumstances.
See how Wikipedia's definition can annoy u if you only got sisters and you appose the celebration to only be about brothers who are strong enough to be protective. I am very protective of my sisters and yes they are as protective of me as I am of them. Guess what? no brothers involved.. we buy the Rakhis, we tie the Rakhis... and they mean more than empty promises of protection. 

Dear Men who get a Rakhi tied on their wrist,

if you can't do the protection then stop with the hypocrisy. 

Rashtriya Swayamsevak Sangh (RSS) chief Mohan Bhagwat - "aping western culture led to a rise in rape crimes in the country"

"One has to abide by certain moral limits. If you cross this limit you will be punished, just like Sita was abducted by Ravana," Kailash Vijayvargiya

Andhra Pradesh Congress president Botsa Satyanarayana - describes Delhi Rape as "Small Incident" 

Banwari Lal Singhal, BJP legislator from Alwar city constituency in Rajasthan - "wearing skirts in schools led to sexual harassment."

* http://webcache.googleusercontent.com/search?q=cache:http://www.ibtimes.co.in/bizarre-comments-by-politicians-on-rape-in-india-420585

Brother or Sister share this if you appose the Hippocratic attitude. We don't need men to be protectors, we need brave men who have the voice to speak up. Happy Rakhi   

Tuesday, 3 June 2014

Road less Traveled

Two paths one well traveled and respected, 
One overgrown and neglected
To be adventurous or to be virtuous.

Thought it is hard to ascertain
I have decided hence
That when two paths diverge in the wood
That sometimes the path you take makes no Difference 

Sunday, 30 March 2014

An open letter: To the teachers who need to learn what respect is?

I am a human being, a child who knows perhaps less than you; but as human as you are, in my country I call you guru, and that means I respect you as a tutor and a teacher and look upon you to be a guiding light in my life.

Unfortunately, this respect when not reciprocated and that’s when and why I stand up and refuse to respect. I am your student, not your punching bag or therapist to tolerate your drama and emotional swings, DO NOT try to disrespect me as a human being; you have no right to humiliate me or insult me or make a comment on who I am and who I will be.

It seems my respect towards you has been feeding that ego of yours and stupidity combined with arrogance I see has got you a long way. Some days as I wait outside of your class, I think of the time when you were a student and I wonder as to who must have wounded you, as it seems like you have been sharpening  your claws ever since.  I am not concerned with your liking or disliking me. I will not argue at the pettiness of the issues that you spite; but I remind myself that life is a battlefield and demons I will face. I never make the mistake of arguing with people for whose opinion I have no respect and I will not begin now. Bidding farewell to the claws that scraped my peace and disturbed my sanity. You don’t owe me respect, you owe yourself the truth.  I will not carry the hate, I wish you luck but I also wish for you to realize that I was a child that you inconsiderately kicked into darkness when your duty was to be the guiding light, there are many like me who fear your claws tearing up their future for a pittance of marks. For the ones afraid, all I can say is, “No one can define you, without your authority”. And for those who betray their own; the ones that tilt where the benefit lies, you need not worry about self respect because you got to have it to lose it.


A voice that’s not afraid of the truth.

Wednesday, 26 February 2014


Rights and wrongs the perplex of mankind  evolving with rules to be broken and fences to be mended, thrown to the wolfs of today, standing with the fear of being brave, waiting to rise while standing at the edge terrified of the fall. Silken locks and dry eyes are what make young blood beguiled. When the capacity to sustain the madness is drowning, she forgets the perplexes.  No more terrified to be brave, no more rules and no more fences…she looks to the open sky and Roars

 “it’s my life”

Thursday, 13 February 2014

Love is the beauty of the soul

“Out beyond ideas of wrongdoing 
and rightdoing there is a field.
I'll meet you there." Rumi

- Kala Ghoda Mumbai 2014

To the ones that love fearlessly and dream Limitlessly 

Friday, 10 January 2014

freedom from fear

“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, 'Who am I to be brilliant, gorgeous, talented, fabulous?' Actually, who are you not to be? You are a child of God. Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people won't feel insecure around you. We are all meant to shine, as children do. We were born to make manifest the glory of God that is within us. It's not just in some of us; it's in everyone. And as we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” 
- Marianne Williamson

Thursday, 29 August 2013

Live the moment

So many revelations, time against life, living by the hours my days pass, years have taken away from me what I should have savored.

 Waking up to the sunlight has it replaced the beauty of staying up with the night? Youth has become wrinkled like the wise woman’s hands, she held my face in her palms predicting that time would pass and so would I.

I just have to hold on to it, grab it in my palms, forcing it to stay longer, forgetting the tomorrow,  breathing in today, accepting the present it gives me. Unwrapping it gently smiling all along because the smiles shaped my face, reassuring time that I didn't waste it, I valued it.

 I didn't only hold my suitcase and walk to the terminal, I didn't just hop into the next train; I didn't just go get it. I waited, I took a breath, I smiled, I didn't need the luggage. I didn't need to go get it. I needed to wait for it to come, because revelations were to be given a chance, because time wasn't in the grains of sand, it was in the golden sunshine and silver moonlight that were becoming insignificant in comparison to the glow of my iPhone. 

Because music wasn't in the words, it was in the sea as the waves hustled. It was in the chatter of the grasshopper not in the vibrations of my phone, it was in the beat of my heart not in the beat that I danced to at the club, because time was in my eyes not around the wrinkles that surrounded them

These thoughts still taunt that part of my mind willing to listen, it’s not in the moments, it’s in the memories.  Had I forgotten to live the moments ? Will I have no memories then?  Will this pass too? What if I can’t hold on to it and it slips like sand?  So I decided to look to the sky remembering to live every time its lights shined on my face.

Immature right, the little things I think about when all I should be thinking about is the assignment I have to submit the very next day.  

Thursday, 6 June 2013

Happiness infinite

Happiness is a state of mind, you were mistaken if you thought that the mind would allow such a state to last. As it appears our minds are really nasty, they are constantly making plans to destroy this happiness. If you don’t believe me, self reflect…those times you were blissful and didn't care for all the grief in the wicked world…the afternoons on a rainy Sunday when the family had feasted and smiled together…the day you got that first pay check…the smile on your baby’s face for the first time..The sparkle in your lover’s eyes …the moments when mum said she loved you no matter what.  The fact that you only remember the happiness and don’t feel it any more is because of the freaky interference of the mind…always waiting to make happiness a memory never letting it seep into the soul and remain there for eternity.
I most recently came across a blog with rules to be happy…the word rule has its way of ruining the fun in most things so let’s call it mantras for happiness..

Cultivate optimism

 Practice spirituality

Be silly sometimes

Stop over thinking

Peruse a passion

And finally value happiness.

 contact me at divinitymalshe@yahoo.in for a blog shutout ! love hearing from you all...